Terms of Service

Last updated: July 2026

Acceptance of Terms

By using SmartSarmaya, you agree to these Terms of Service. If you do not agree, please do not use this service.

Not Financial Advice

All content generated by SmartSarmaya, including portfolio analysis and stock picks, is produced by artificial intelligence for informational and educational purposes only. It does not constitute financial, investment, tax, or legal advice. Always consult a licensed financial advisor before making investment decisions.

AI Limitations

AI-generated reports may contain errors or outdated information. Market data is sourced from third-party providers and may not be real-time or accurate. You use this service at your own risk.

Shariah Compliance

Any references to Shariah-compliant picks are AI investment suggestions only and should not be interpreted as religious rulings or fatwas.

Limitation of Liability

SmartSarmaya and its operators shall not be liable for any losses or damages arising from the use of this service or reliance on its outputs.

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