Terms of Service — SmartSarmaya

Acceptance of Terms

By accessing or using SmartSarmaya, you agree to be bound by these Terms of Service. If you do not accept these terms, you must discontinue use of the platform.

Financial Disclaimer

SmartSarmaya is an AI-powered informational tool and is provided for educational use only. SmartSarmaya is not a licensed broker, dealer, portfolio manager, or financial advisor, and does not provide personalized investment advice.

Algorithmic Estimates Only

Any AI-generated outputs, including buy or sell targets, risk signals, and scenario projections, are algorithmic estimates based on available market inputs. They are not guarantees of future performance or execution outcomes.

Data Timeliness and Sources

Market data is sourced from third-party providers including TradingView and PSX feeds. Data may be delayed, incomplete, or temporarily unavailable, including delays of 15 minutes or more. Users are responsible for independently verifying prices before placing trades.

User Responsibility

You are solely responsible for your investment decisions, trade execution, risk management, and regulatory compliance. Use of SmartSarmaya does not create an advisor-client, fiduciary, or brokerage relationship.

Limitation of Liability

To the maximum extent permitted by law, SmartSarmaya and its operators bear no liability for direct or indirect financial losses, missed opportunities, or damages arising from use of the platform, reliance on AI outputs, or third-party data interruptions.

Changes to Terms

We may revise these terms from time to time. Continued use of SmartSarmaya after updates are posted constitutes acceptance of the revised Terms of Service.